FINANCING | Date | Chg 1 year | Chg 1 period | Last | 1 Y ago | 2 Y ago | 3 Y ago | 4 Y ago | 5 Y ago |
|---|---|---|---|---|---|---|---|---|---|
| Number of Houses in Spain, in millions (1) | Dec-16 | -0,2% | 0,0% | 25 | 25 | 25 | 25 | 25 | 25 |
| Percentage of Second Homes in Spain (2) | Dec-11 | 14,6% | |||||||
| Interest rate on new Mortgages in % (3) | Apr-17 | -5,6% | -0,5% | 2,2% | 2,3% | 2,5% | 3,2% | 3,2% | 3,5% |
| Average Length of Mortgages, in Years (4) | Mar-17 | 1,1% | 0,7% | 23 | 23 | 23 | 23 | 24 | 24 |
| Loan to Value on new loans in % (5) | Mar-17 | 1,4% | 0,9% | 65% | 64% | 61% | 58% | 59% | 58% |
| Percent of new loans with a loan to Value > 80% (6) | Mar-17 | -6,6% | 2,9% | 14% | 15% | 13% | 13% | 17% | 15% |
| Existing Mortgages, in billions € (7) | Mar-17 | -4,4% | -0,1% | 655 | 685 | 710 | 759 | ||
| Amount issued on average per mortgage, in thousands € (8) | Mar-17 | 6,6% | 3,2% | 114 | 107 | 106 | 102 | 101 | |
| EUR Monthly cost for 100.000 mortgage, in € (9) | Mar-17 | -2,3% | 0,0% | 430 | 440 | 470 | 510 | 486 | |
| 10 Year Bonds % (10) | May-17 | -7,6% | -13,8% | 1,4% | 1,5% | 1,9% | 2,9% | 4,4% | 6,6% |
| Euribor 1 Year % (11) | May-17 | - | - | -0,1% | 0,0% | 0,2% | 0,6% | 0,5% |
(1) Source: Census & Banco de España, (2) 2011 Census, (3) Monthly, Source: Banco de España, (4) (5) Quarterly, Source: Colegio de Registradores, (6) Quarterly, Source: Banco de España, (7) (8) (9) Quarterly Source: Asociación Hipotecaria Española, (10) (11) Monthly Source: Banco de España
INVESTMENT | Date | Chg 1 year | Chg 1 period | Last | 1 Y ago | 2 Y ago | 3 Y ago | 4 Y ago | 5 Y ago |
|---|---|---|---|---|---|---|---|---|---|
| Stock of Newbuilding unsold, in units (12) | Dec-15 | -4,1% | -4,1% | 514 | 536 | 564 | 583 | 627 | 643 |
| Estimated Profitability, Percent, Gross rent + capital gain (13) | Dec-16 | 0,8% | 5,3% | 8,8% | 8,8% | 6,4% | -3,5% | -9,0% | -7,8% |
| Gross Rent, Percent (14) | Mar-17 | -5,5% | -1,6% | 4,3% | 4,5% | 4,6% | 4,6% | 4,0% | 3,4% |
| 10 Year Bonds, Percent (15) | May-17 | -7,6% | -13,8% | 1,4% | 1,5% | 1,9% | 2,9% | 4,4% | 6,6% |
| Euribor 1 Year, Percent (16) | May-17 | 876,9% | 6,7% | -0,1% | 0,0% | 0,2% | 0,6% | 0,5% | |
| IBEX 35, Annual change, Percent (17) | May-17 | 39,9% | 1,7% | 20,4% | -19,5% | 3,9% | 29,8% | 36,6% | -41,9% |
(12) Source: Ministerio de Fomento, (13) (14) Quarterly Source: Banco de España, (15) (16) Monthly Source: Banco de España (17) Monthly Source : Banco de España, Sociedad de Bolsas, S.A
