FINANCING | Date | Chg 1 year | Chg 1 period | Last | 1 Y ago | 2 Y ago | 3 Y ago | 4 Y ago | 5 Y ago |
|---|---|---|---|---|---|---|---|---|---|
| Number of Houses in Spain, in millions (1) | Mar-18 | -0,1% | 0,0% | 25 | 25 | 25 | 25 | 25 | 25 |
| Percentage of Second Homes in Spain (2) | Dec-11 | 0,0% | 0,0% | 14,6% | |||||
| Interest rate on new Mortgages in % (3) | Jul-18 | -2,3% | -1,8% | 2,1% | 2,2% | 2,4% | 2,4% | 3,1% | 3,2% |
| Average Length of Mortgages, in Years (4) | Jun-18 | 0,7% | -1,4% | 23 | 23 | 23 | 23 | 22 | 21 |
| Loan to Value on new loans in % (5) | Jun-18 | 0,2% | -0,6% | 65% | 65% | 64% | 62% | 59% | 57% |
| Percent of new loans with a loan to Value > 80% (6) | Jun-18 | 3,6% | 0,0% | 15% | 14% | 14% | 15% | 14% | 17% |
| Existing Mortgages, in billions € (7) | Mar-17 | -4,4% | -0,1% | 655 | 685 | 710 | 759 | ||
| Amount issued on average per mortgage, in thousands € (8) | Mar-18 | 5,3% | 0,7% | 120 | 114 | 107 | 106 | 102 | |
| EUR Monthly cost for 100.000 mortgage, in € (9) | Mar-18 | -1,8% | -0,5% | 438 | 446 | 440 | 470 | 510 | |
| 10 Year Bonds % (10) | Aug-18 | -2,7% | 3,3% | 1,4% | 1,5% | 1,0% | 1,6% | 2,2% | 4,5% |
| Euribor 1 Year % (11) | Aug-18 | -0,2% | -0,2% | 0,0% | 0,2% | 0,5% | 0,0% |
(1) Source: Census & Banco de España, (2) 2011 Census, (3) Monthly, Source: Banco de España, (4) (5) Quarterly, Source: Colegio de Registradores, (6) Quarterly, Source: Banco de España, (7) (8) (9) Quarterly Source: Asociación Hipotecaria Española, (10) (11) Monthly Source: Banco de España
INVESTMENT | Date | Chg 1 year | Chg 1 period | Last | 1 Y ago | 2 Y ago | 3 Y ago | 4 Y ago | 5 Y ago |
|---|---|---|---|---|---|---|---|---|---|
| Stock of Newbuilding unsold, in units (12) | Dec-17 | -3,0% | -3,0% | 477 | 492 | 514 | 536 | 564 | 583 |
| Estimated Profitability, Percent, Gross rent + capital gain (13) | Jun-18 | 11,2% | 5,3% | 10,9% | 9,8% | 8,3% | 8,6% | 5,4% | -7,9% |
| Gross Rent, Percent (14) | Jun-18 | -4,0% | -1,0% | 4,1% | 4,3% | 4,4% | 4,6% | 4,7% | 4,1% |
| 10 Year Bonds, Percent (15) | Aug-18 | -2,7% | 3,3% | 1,4% | 1,5% | 1,0% | 1,6% | 2,2% | 4,5% |
| Euribor 1 Year, Percent (16) | Aug-18 | 8,3% | -6,1% | -0,2% | -0,2% | 0,0% | 0,2% | 0,5% | 0,0% |
| IBEX 35, Annual change, Percent (17) | Aug-18 | -26,9% | -2,7% | -8,7% | 18,2% | -15,0% | -4,4% | 29,4% | 11,7% |
(12) Source: Ministerio de Fomento, (13) (14) Quarterly Source: Banco de España, (15) (16) Monthly Source: Banco de España (17) Monthly Source : Banco de España, Sociedad de Bolsas, S.A
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