FINANCING | Date | Chg 1 year | Chg 1 period | Last | 1 Y ago | 2 Y ago | 3 Y ago | 4 Y ago | 5 Y ago |
|---|---|---|---|---|---|---|---|---|---|
| Number of Houses in Spain, in millions (1) | Dec-17 | -0,1% | 0,0% | 25 | 25 | 25 | 25 | 25 | 25 |
| Percentage of Second Homes in Spain (2) | Dec-11 | 0,0% | 0,0% | 14,6% | |||||
| Interest rate on new Mortgages in % (3) | Apr-18 | 2,3% | -1,3% | 2,2% | 2,2% | 2,3% | 2,5% | 3,2% | 3,2% |
| Average Length of Mortgages, in Years (4) | Dec-17 | 1,4% | 0,4% | 24 | 23 | 23 | 23 | 22 | 23 |
| Loan to Value on new loans in % (5) | Mar-18 | 1,1% | -0,2% | 66% | 65% | 64% | 61% | 58% | 59% |
| Percent of new loans with a loan to Value > 80% (6) | Mar-18 | 2,8% | 0,0% | 15% | 14% | 15% | 13% | 13% | 17% |
| Existing Mortgages, in billions € (7) | Mar-17 | -4,4% | -0,1% | 655 | 685 | 710 | 759 | ||
| Amount issued on average per mortgage, in thousands € (8) | Dec-17 | 8,0% | 2,6% | 120 | 111 | 109 | 103 | 104 | |
| EUR Monthly cost for 100.000 mortgage, in € (9) | Dec-17 | -1,8% | -1,3% | 440 | 448 | 450 | 480 | 503 | |
| 10 Year Bonds % (10) | Apr-18 | -22,9% | 0,5% | 1,2% | 1,6% | 1,5% | 1,5% | 3,0% | 4,1% |
| Euribor 1 Year % (11) | May-18 | -% | -% | -0,2% | -0,1% | 0,0% | 0,2% | 0,6% | 0,0% |
(1) Source: Census & Banco de España, (2) 2011 Census, (3) Monthly, Source: Banco de España, (4) (5) Quarterly, Source: Colegio de Registradores, (6) Quarterly, Source: Banco de España, (7) (8) (9) Quarterly Source: Asociación Hipotecaria Española, (10) (11) Monthly Source: Banco de España
INVESTMENT | Date | Chg 1 year | Chg 1 period | Last | 1 Y ago | 2 Y ago | 3 Y ago | 4 Y ago | 5 Y ago |
|---|---|---|---|---|---|---|---|---|---|
| Stock of Newbuilding unsold, in units (12) | Dec-16 | -4,3% | -4,3% | 492 | 514 | 536 | 564 | 583 | 627 |
| Estimated Profitability, Percent, Gross rent + capital gain (13) | Dec-17 | 29,1% | 4,7% | 11,4% | 8,8% | 8,8% | 6,4% | -3,5% | -9,0% |
| Gross Rent, Percent (14) | Mar-18 | -3,7% | -2,1% | 4,1% | 4,3% | 4,5% | 4,6% | 4,6% | 4,0% |
| 10 Year Bonds, Percent (15) | Apr-18 | -22,9% | 0,5% | 1,2% | 1,6% | 1,5% | 1,5% | 3,0% | 4,1% |
| Euribor 1 Year, Percent (16) | May-18 | 48,0% | -1,1% | -0,2% | -0,1% | 0,0% | 0,2% | 0,6% | 0,0% |
| IBEX 35, Annual change, Percent (17) | Apr-18 | -25,6% | 1,4% | -6,9% | 18,7% | -20,7% | 8,9% | 24,2% | 20,1% |
(12) Source: Ministerio de Fomento, (13) (14) Quarterly Source: Banco de España, (15) (16) Monthly Source: Banco de España (17) Monthly Source : Banco de España, Sociedad de Bolsas, S.A
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