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Returns & Mortgage

FINANCING
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Number of Houses in Spain, in millions (1)Mar-17-0,2%0,0%252525252525
Percentage of Second Homes in Spain (2)Dec-1114,6%
Interest rate on new Mortgages in % (3)Jul-17-7,6%0,9%2,2%2,4%2,4%3,1%3,2%3,3%
Average Length of Mortgages, in Years (4)Jun-170,7%-0,7%232323222123
Loan to Value on new loans in % (5)Jun-171,9%0,3%65%64%62%59%57%58%
Percent of new loans with a loan to Value > 80% (6)Jun-17-2,1%-0,7%14%14%15%14%17%16%
Existing Mortgages, in billions € (7)Mar-17-4,4%-0,1%65568571075900
Amount issued on average per mortgage, in thousands € (8)Mar-176,6%3,2%1141071061021010
EUR Monthly cost for 100.000 mortgage, in € (9)Mar-17-2,3%0,0%4304404705104860
10 Year Bonds % (10)Aug-1751,2%-8,1%1,5%1,0%1,6%2,2%4,5%6,7%
Euribor 1 Year % (11)Aug-17---0,2%0,0%0,2%0,5%0,5%0,0%
(1) Source: Census & Banco de España, (2) 2011 Census, (3) Monthly, Source: Banco de España, (4) (5) Quarterly, Source: Colegio de Registradores, (6) Quarterly, Source: Banco de España, (7) (8) (9) Quarterly Source: Asociación Hipotecaria Española, (10) (11) Monthly Source: Banco de España
INVESTMENT
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Stock of Newbuilding unsold, in units (12)Dec-16-4,3%-4,3%492514536564583627
Estimated Profitability, Percent, Gross rent + capital gain (13)Jun-1718,6%2,4%9,8%8,3%8,6%5,4%-7,9%-10,9%
Gross Rent, Percent (14)Jun-17-3,0%-0,5%4,3%4,4%4,6%4,7%4,1%3,5%
10 Year Bonds, Percent (15)Aug-1751,2%-8,1%1,5%1,0%1,6%2,2%4,5%6,7%
Euribor 1 Year, Percent (16)Aug-17225,0%1,3%-0,2%0,0%0,2%0,5%0,5%0,0%
IBEX 35, Annual change, Percent (17)Aug-1733,2%-4,1%18,2%-15,0%-4,4%29,4%11,7%-14,9%
(12) Source: Ministerio de Fomento, (13) (14) Quarterly Source: Banco de España, (15) (16) Monthly Source: Banco de España (17) Monthly Source : Banco de España, Sociedad de Bolsas, S.A
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