We help foreigners to find their ideal homes. We have built over the years a network of local independent property hunters (working only for the buyers) in Spain. Have a look at a few of them here on our partner page.
If you want to build in Spain, we have met a terrific architect working all over Spain with his team. He is even developing projects outside Spain in Russia, Europe and Asia while being cost competitive.
Click on the picture and fill our form, we will get you in touch with our local experts.
To buy a property in Spain is easy but it is always better to get the paperwork checked by our local partners. We have built over the years a network of local lawyers offices speaking the languages of the buyers and based in Spain. Have a look at a few of them here on our partner page. Click on the picture and submit the form, we will put you directly in touch with them.
Before buying your property in Spain, you should check the tax issues involved with it. You can buy on your name… you can create a company… you can buy it with Usufruct and Bare ownership for your children?
Depending on what your objectives are: investment or pleasure only? Those objectives will as well have an impact on the solution you will choose.
Finally, once you bought your property, you will have to file tax forms in Spain.
We have the perfect tax partners in our network to help you out on all of those aspects. They speak the languages of the buyers and are based in Spain. Have a look at a few of them here on our partner page. Click on the picture and submit the form, we will put you directly in touch with them.
For all the foreigners looking to buy with non-Euro currencies as Sterling, American Dollar, Canadian Dollar, Shekel, Yuan, Ruble, Swedish Krona, Norwegian Krone and other Asian currencies,… when you are buying a property in Euros, you will need to exchange your currency into Euros and transfer the money to buy your property. Most of the time, this involves huge bank costs: up to 5% and mostly close to 3%.
Have a look at our partner based in London: Currencytransfer.com! We have negotiated with them the best service and the best rates for our customers. They take a very low commission rate and transfer the funds without any costs. You can create your account for free and lock your exchange rate into Euros even before wiring funds with your local currency. Have a look at their website and don’t forget to mention “HTBIS” in the field “Where did you hear about us?” to get the best rates we negotiated with them for the members of our network.
How does it work?
Open your free account, quote HTBIS
Lock an exchange rate between your local currency and Euro (or instruct a threshold exchange rate to be traded later if the market is going your way)
Wire the funds in your local currency on your segregated account
Receive the funds in Euro on your account in Spain, on the account of your lawyer,…
If you have a long-term view, it is a good idea to diversify assets and get some of your investment in Euros so that you don’t rely only on your home currency. If you want to know more about why currency rates fluctuate, have a look at this article: “Why Currencies Fluctuate and How It Affects Businesses“.