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Rendements et financement

FINANCING
Date
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Chg 1 period
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1 Y ago
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Number of Houses in Spain, in millions (1)Dec-18-0,1%0,0%252525252525
Percentage of Second Homes in Spain (2)Dec-1114,6%
Interest rate on new Mortgages in % (3)Jan-197,3%4,5%2,3%2,2%2,3%2,4%2,7%3,3%
Average Length of Mortgages, in Years (4)Dec-182,5%3,2%242423232322
Loan to Value on new loans in % (5)Dec-181,4%0,9%67%66%64%63%61%57%
Percent of new loans with a loan to Value > 80% (6)Dec-182,8%-3,2%15%15%14%16%14%14%
Existing Mortgages, in billions € (7)Dec-18-1,6%632
Amount issued on average per mortgage, in thousands € (8)Dec-187,0%2,3%128120111109103
EUR Monthly cost for 100.000 mortgage, in € (9)Dec-180,0%0,0%440440448450480
10 Year Bonds % (10)Mar-19-12,1%-13,9%1,1%1,2%1,6%1,4%1,2%3,2%
Euribor 1 Year % (11)May-190,9%-0,1%-0,2%-0,1%0,0%0,2%0,0%
(1) Source: Census & Banco de España, (2) 2011 Census, (3) Monthly, Source: Banco de España, (4) (5) Quarterly, Source: Colegio de Registradores, (6) Quarterly, Source: Banco de España, (7) (8) (9) Quarterly Source: Asociación Hipotecaria Española, (10) (11) Monthly Source: Banco de España
INVESTMENT
Date
Chg 1 year
Chg 1 period
Last
1 Y ago
2 Y ago
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Stock of Newbuilding unsold, in units (12)Dec-17-3,0%-3,0%477492514536564583
Estimated Profitability, Percent, Gross rent + capital gain (13)Dec-18-7,8%-6,0%10,5%11,4%8,8%8,8%6,4%-3,5%
Gross Rent, Percent (14)Mar-19-4,6%-1,3%3,9%4,1%4,3%4,5%4,6%4,6%
10 Year Bonds, Percent (15)Mar-19-12,1%-13,9%1,1%1,2%1,6%1,4%1,2%3,2%
Euribor 1 Year, Percent (16)May-190,9%-0,1%-0,2%-0,1%0,0%0,2%0,0%
IBEX 35, Annual change, Percent (17)Mar-194,5%2,0%-3,8%-8,2%19,9%-24,3%11,4%30,6%
(12) Source: Ministerio de Fomento, (13) (14) Quarterly Source: Banco de España, (15) (16) Monthly Source: Banco de España (17) Monthly Source : Banco de España, Sociedad de Bolsas, S.A
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