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Rendements et financement

FINANCING
Date
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Number of Houses in Spain, in millions (1)Dec-17-0,1%0,0%252525252525
Percentage of Second Homes in Spain (2)Dec-110,0%0,0%14,6%
Interest rate on new Mortgages in % (3)Apr-182,3%-1,3%2,2%2,2%2,3%2,5%3,2%3,2%
Average Length of Mortgages, in Years (4)Dec-171,4%0,4%242323232223
Loan to Value on new loans in % (5)Mar-181,1%-0,2%66%65%64%61%58%59%
Percent of new loans with a loan to Value > 80% (6)Mar-182,8%0,0%15%14%15%13%13%17%
Existing Mortgages, in billions € (7)Mar-17-4,4%-0,1%655685710759
Amount issued on average per mortgage, in thousands € (8)Dec-178,0%2,6%120111109103104
EUR Monthly cost for 100.000 mortgage, in € (9)Dec-17-1,8%-1,3%440448450480503
10 Year Bonds % (10)Apr-18-22,9%0,5%1,2%1,6%1,5%1,5%3,0%4,1%
Euribor 1 Year % (11)May-18-%-%-0,2%-0,1%0,0%0,2%0,6%0,0%
(1) Source: Census & Banco de España, (2) 2011 Census, (3) Monthly, Source: Banco de España, (4) (5) Quarterly, Source: Colegio de Registradores, (6) Quarterly, Source: Banco de España, (7) (8) (9) Quarterly Source: Asociación Hipotecaria Española, (10) (11) Monthly Source: Banco de España
INVESTMENT
Date
Chg 1 year
Chg 1 period
Last
1 Y ago
2 Y ago
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Stock of Newbuilding unsold, in units (12)Dec-16-4,3%-4,3%492514536564583627
Estimated Profitability, Percent, Gross rent + capital gain (13)Dec-1729,1%4,7%11,4%8,8%8,8%6,4%-3,5%-9,0%
Gross Rent, Percent (14)Mar-18-3,7%-2,1%4,1%4,3%4,5%4,6%4,6%4,0%
10 Year Bonds, Percent (15)Apr-18-22,9%0,5%1,2%1,6%1,5%1,5%3,0%4,1%
Euribor 1 Year, Percent (16)May-1848,0%-1,1%-0,2%-0,1%0,0%0,2%0,6%0,0%
IBEX 35, Annual change, Percent (17)Apr-18-25,6%1,4%-6,9%18,7%-20,7%8,9%24,2%20,1%
(12) Source: Ministerio de Fomento, (13) (14) Quarterly Source: Banco de España, (15) (16) Monthly Source: Banco de España (17) Monthly Source : Banco de España, Sociedad de Bolsas, S.A

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